MoonPay

MoonPay

Buy, sell, and swap cryptocurrencies via card, bank, Apple Pay/PayPal; non‑custodial wallets and automatic cross‑chain deposits; sell to fiat and withdraw to bank or card.

MoonPay is a crypto payment platform that enables users to buy, sell, and swap cryptocurrencies across multiple blockchains. The app supports over 170 cryptocurrencies including Bitcoin, Ethereum, Solana, XRP, and other digital assets, accessible through various payment methods tailored to regional availability.

The platform provides non-custodial wallets for supported networks including Bitcoin, Solana, XRP Ledger, TRON, and Ethereum-compatible chains. Users can hold and transfer assets across these networks while maintaining full control of their private keys. The app includes MoonPay Balance, a stored-value feature that allows users to hold fiat currency for streamlined buying and selling flows.

A core feature of MoonPay is its cross-chain deposit functionality, which automatically manages the complexity of transferring funds across different blockchains. Rather than requiring users to manually handle swaps, bridges, and routing between networks, the app consolidates these processes into a single flow. This reduces common pain points such as sending assets to the wrong network or selecting incompatible tokens, which could result in failed transactions or lost funds.

MoonPay supports multiple payment methods for purchasing crypto, including credit and debit cards, bank transfers, PayPal, and Venmo depending on your location. The platform also facilitates crypto-to-fiat conversions, allowing users to sell digital assets and withdraw funds to bank accounts, cards, or other withdrawal methods in over 80 countries. Transaction settlement times vary by payment method, with most transfers completing within minutes, though bank transfers may take up to three business days.

The platform maintains regulatory compliance with licenses including a New York BitLicense, a New York Limited Purpose Trust Charter, and money transmitter licenses across the United States. MoonPay also holds MiCA authorization in the European Union for providing on- and off-ramp services.

The app integrates with various wallets and platforms through partnerships, extending its functionality beyond standalone use. Users can access MoonPay's buying and selling capabilities directly through partner applications while maintaining control over external wallets connected to the platform.

Website: moonpay.com

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MoonPay - Mobile App for Android, iOS, iPadOS - WebCatalog