Kosh Business

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Kosh is a digital lending platform in India that provides loans to blue-collar workers using a joint liability model to manage credit risk effectively.

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Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

Website: getkosh.com

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